Imperial Credit Union
Earn up to 1.5% cashback at Imperial Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Imperial Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Imperial Credit Union is a volunteer-run financial cooperative headquartered in Springfield, Illinois, serving members and families of African Methodist Episcopal churches in the Illinois Conference, with reach into parts of Iowa. Recognized as Springfield's oldest continuously African American-owned business, it emphasizes savings and affordable lending for underserved communities.
Some institutions are more than banks � Imperial Credit Union is living history. As Springfield, Illinois' oldest continuously African American-owned business, this AME church-rooted cooperative has spent generations lending a helping hand, offering savings accounts and fair loans to members that big banks often overlook. Pair that legacy of community uplift with modern smarts: use Fluz to earn cashback on gift card purchases for groceries, gas, dining, and everyday essentials, then tuck those rewards straight into your Imperial share account. It's a simple rhythm � spend intentionally, earn back automatically, and watch your savings grow with purpose.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.