Italo-American Credit Union
Earn up to 1.5% cashback at Italo-American Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Italo-American Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Founded in 1935, Italo-American Federal Credit Union has spent nine decades serving New York's Italian-American community from its Glendale, Queens headquarters. The cooperative is especially known for real estate lending, alongside share savings and personal loans, blending old-world relationship banking with member-first values.
Ninety years of tradition back every account at Italo-American Federal Credit Union, the Queens institution that has served New York's Italian-American community since 1935. From its Glendale home base, members find real estate loans, dependable savings, and advice delivered like family counsel around the dinner table. La famiglia extends to your spending, too: grab the Fluz app and earn cashback on gift cards for groceries, espresso runs, and nights out in the city. Blending IAFCU's time-tested rates with Fluz rewards means your money honors the past while earning like the future. Salute to smarter banking!
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.