J.C.T. Credit Union
Earn up to 1.5% cashback at J.C.T. Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at J.C.T. Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
J.C.T. Federal Credit Union, now operating as Jackson County Teachers Federal Credit Union, has served school employees in Edna, Texas since 1971. Membership covers staff of the Edna, Ganado, and Industrial school districts, who rely on it for savings accounts, sensible loans, and educator-focused personal service.
Teachers deserve a financial partner that gets them, and since 1971 J.C.T. Federal Credit Union, today known as Jackson County Teachers FCU, has been exactly that for Edna, Ganado, and Industrial school district employees in Texas. Classroom heroes count on it for solid savings, budget-friendly loans, and service with a familiar face. Want extra credit on your spending? The Fluz app hands you cashback every time you purchase gift cards for classroom supplies, dining, or weekend fun. Educators who stack Fluz rewards with credit union rates give themselves a well-earned raise, one smart transaction at a time.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.