Founded in 1938 as Valley Stream Teachers Federal Credit Union, this Long Island institution became Nassau Educators Federal Credit Union (NEFCU) in 1981 before rebranding as Jovia Financial Credit Union in 2019. Jovia serves nearly 200,000 members in Nassau and Suffolk counties, New York, with more than $3 billion in assets, offering checking, savings, mortgages, and auto loans.

Jovia's story stretches back to 1938, when a group of Valley Stream teachers pooled their savings � over the decades it became Nassau Educators Federal Credit Union (NEFCU) and, in 2019, rebranded as Jovia Financial Credit Union, now serving nearly 200,000 members across Nassau and Suffolk counties. Whether you use Jovia for everyday checking, an auto loan, or your mortgage, you can stretch your money further with the Fluz app. Buy gift cards or pay bills through Fluz and earn cashback on top of the banking you're already doing with your local Long Island credit union.