Rooted in the Twin Cities of Minnesota, Latvian Credit Union is an ethnic cooperative built by and for the Latvian-American community. Members bank in a culturally connected setting with share savings, loans, and online account access, keeping heritage and financial well-being intertwined across generations.

Heritage meets modern money smarts at Latvian Credit Union, the Minnesota cooperative where Latvian-Americans have long pooled resources and looked out for one another. Members enjoy savings, loans, and convenient online banking wrapped in a genuine sense of community that big banks simply cannot replicate. Take that same spirit of getting more together and open Fluz: buy gift cards for groceries, streaming, and travel through the app and collect cashback with every purchase. Credit union dividends on one side, Fluz rewards on the other, and your budget singing in perfect harmony, generation after generation.