Lauderdale County Teachers Credit Union
Earn up to 1.5% cashback at Lauderdale County Teachers Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Lauderdale County Teachers Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Chartered in 1956 and based in Florence, Alabama, Lauderdale County Teachers Credit Union began as a cooperative for local school employees and has since broadened its field of membership across the county. It remains a small, member-owned institution offering savings, checking, loans, and everyday banking to educators, school staff, and their families.
Since the 1950s, Lauderdale County Teachers Credit Union has quietly supported the educators who shape Florence and the surrounding community, offering the kind of friendly, low-fee banking that big national chains rarely match. Whether you're opening a share savings account, financing a car, or using your LCTCU debit card at the grocery store, every dollar moves through a place that actually knows your name. Connect your LCTCU accounts to Fluz and turn routine transactions like loading funds or everyday purchases into real cashback and rewards, stacking savings on top of the credit union's already member-first rates.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.