Legacy Credit Union
Earn up to 1.5% cashback at Legacy Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Legacy Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Legacy Community Federal Credit Union, commonly known as Legacy Credit Union, is a member-owned cooperative headquartered in Birmingham, Alabama. Founded in 1955 as UAB's credit union, it now serves residents, workers, students, and worshippers across Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb counties, offering checking, savings, credit cards, auto loans, and home loans.
Since 1955, Legacy Credit Union has grown from UAB's campus credit union into a full-service financial partner for the entire Greater Birmingham community. As a member-owned, not-for-profit cooperative, Legacy offers everyday checking, share savings, credit cards, auto loans, home loans, and free digital and mobile banking, all backed by friendly local service and a genuine focus on members over profits. Whether you live, work, worship, or study in the Birmingham metro, you're invited to build your own legacy here. Members can also use Fluz to earn cashback and rewards on everyday spending, gift cards, and bill payments, making their money go even further alongside their Legacy accounts.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.