Lenco Credit Union
Earn up to 1.5% cashback at Lenco Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Lenco Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Lenco Credit Union serves the banking needs of education and government employees in Adrian, Michigan and surrounding communities. It offers savings, loans, debit and credit cards, online banking, electronic bill pay, and member support.
Lenco Credit Union is a Michigan financial cooperative serving education and government employees in Adrian and nearby communities. Members can access share accounts, loans, debit and Visa credit cards, online banking, e-statements, bill pay, and mobile app services. The credit union�s local employee-focused roots make it a practical option for members who want familiar service and secure digital tools. With Fluz, eligible Lenco Credit Union cardholders can earn cashback on qualifying purchases, giving everyday spending an extra rewards layer.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.