Serving employees of the cosmetics and beauty conglomerate since 1972, L'Or�al USA Federal Credit Union operates as a small, single-branch cooperative headquartered in Clark, New Jersey. With about $28 million in assets and roughly 2,100 members, it provides everyday savings, consumer loans, and account services exclusively to its corporate-sponsored field of membership.

Banking with L'Or�al USA Federal Credit Union means joining a close-knit cooperative built exclusively for L'Or�al USA employees and their families, where friendly service replaces impersonal corporate banking. Since 1972, members have enjoyed competitive rates on savings, loans, and everyday accounts without the fees big banks tack on. Better yet, you can stack the savings: link your L'Or�al USA FCU debit card or checking account to Fluz and start earning cashback and rewards every time you shop or load funds, turning routine banking moves into extra money back in your pocket.