Lowell Municipal Employees Credit Union
Earn up to 1.5% cashback at Lowell Municipal Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Lowell Municipal Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Lowell Municipal Employees Federal Credit Union serves city workers and their families in Lowell, Massachusetts. This small, dedicated cooperative provides members with core financial products such as share savings, checking, and loans, along with online banking convenience, emphasizing trustworthy service tailored to the municipal community it was founded to support.
For the public servants who keep Lowell, Massachusetts running, Lowell Municipal Employees Federal Credit Union offers banking built around them. This close-knit cooperative delivers savings, checking, loans, and handy online banking with the personalized care that only a member-owned institution can provide. Every dollar stays focused on members, not distant investors. Ready to make your money work harder? Link up with Fluz to earn instant cashback and rewards on the gift cards and purchases you make every day, then bring those savings home to your credit union accounts. It is a rewarding, effortless way for Lowell's municipal family to build a stronger financial future.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.