Mcdowell County Credit Union
Earn up to 1.5% cashback at Mcdowell County Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Mcdowell County Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Operated under the auspices of the Council of the Southern Mountains, McDowell County Federal Credit Union serves residents of McDowell County, West Virginia from Welch, with a branch in Bluefield. Any county resident can join for as little as one dollar, gaining access to savings accounts, Christmas Club plans, and member loans.
In the coalfields of southern West Virginia, McDowell County Federal Credit Union proves that a single dollar can open the door to financial security. Run through the Council of the Southern Mountains with offices in Welch and Bluefield, it welcomes any county resident with savings accounts, Christmas Club plans, and loans after six months of membership. Stretch your Appalachian dollars even further with Fluz: earn cashback on groceries, fuel, and household staples, then deposit those rewards into your credit union savings. Community-powered banking plus everyday earnings, that's how mountain families keep more of what they make.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.