Members 1st FCU
Earn up to 1.5% cashback at Members 1st FCU.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Members 1st FCU with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Members 1st Federal Credit Union was chartered in 1950 and is headquartered in Enola, Pennsylvania (near Harrisburg). It serves central Pennsylvania communities, with membership open to residents, employees, and family members across the region. It holds about $8.3 billion in assets, serves roughly 625,000 members, and operates around 59 branches offering consumer and business banking.
Members 1st Federal Credit Union has been putting Pennsylvania members first since 1950, growing from its Harrisburg-area roots into one of the largest credit unions in the state, with nearly 625,000 members and close to 60 branches. Whatever you need � everyday checking, an auto loan, a mortgage, or a CD to grow your savings � Members 1st offers member-owned, not-for-profit banking built around you. And when you use the Fluz app for banking-related purchases and loan payments with Members 1st, you can earn cashback and rewards on top of the everyday value your credit union already provides.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.