Meriwest Credit Union
Earn up to 1.5% cashback at Meriwest Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Meriwest Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Meriwest Credit Union began in 1961 as IBM San Jose Credit Union and adopted its current name in 1999. Headquartered in San Jose, California, it serves the Bay Area, Silicon Valley, and Tucson, Arizona. Meriwest holds approximately $2.2 billion in assets and serves more than 80,000 members through 11 branches.
Meriwest Credit Union has been a Bay Area financial partner since 1961, starting out as IBM San Jose Credit Union before becoming Meriwest in 1999 and opening its doors to a much wider community across Silicon Valley and Tucson, Arizona. With around $2.2 billion in assets and more than 80,000 members, Meriwest offers checking, savings, auto loans, and mortgages with a personalized, not-for-profit approach. Whenever you make a purchase or loan payment tied to your Meriwest account, you can use the Fluz app to earn cashback and rewards � a simple way to get more value from your everyday banking.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.