Metropolitan Services Credit Union
Earn up to 1.5% cashback at Metropolitan Services Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Metropolitan Services Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
For more than 85 years, Metropolitan Services Credit Union in St. Paul, Minnesota has served Metropolitan Council employees and their families across the Twin Cities. Members get share savings, checking, certificates of deposit, credit builder loans, payroll deduction, mobile banking, and remote deposit through a friendly, cooperative structure.
Twin Cities transit and regional government workers have trusted Metropolitan Services Credit Union for over 85 years. Based in St. Paul, MSCU serves Metropolitan Council employees and their families with share savings, checking, certificates, credit builder loans, payroll deduction, and handy mobile banking with remote deposit. Fair rates and familiar faces make it feel less like a bank and more like a benefit. Ready to amplify those savings? Fluz turns routine spending into instant cashback, letting members earn rewards on gift cards for dining, streaming, gas, and retail. It's a smart companion to MSCU's already budget-friendly banking.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.