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Morris Sheppard Texarkana Credit Union

Earn up to 1.5% cashback at Morris Sheppard Texarkana Credit Union.

Pay with a virtual card and earn cashback.

Offer terms

Get 1.5% cashback at Morris Sheppard Texarkana Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
A true piece of credit union history, Morris Sheppard Texarkana Federal Credit Union holds federal charter number one, named for the Texas senator who authored the Federal Credit Union Act of 1934. From downtown Texarkana, it continues that legacy with share savings, loans, and online banking for local members.
Bank where the federal credit union movement began. Morris Sheppard Texarkana FCU carries charter number one, honoring the senator behind the 1934 Federal Credit Union Act, and it still serves Texarkana members with the same cooperative spirit today through savings, loans, and convenient online access. Make history with your own finances by downloading Fluz, where every gift card purchase for fuel, food delivery, and retail favorites earns instant cashback. It is a modern rewards engine that pairs beautifully with old-fashioned credit union values, helping Texarkana members keep more of every hard-earned dollar, every single day.
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.

Morris Sheppard Texarkana Credit Union