My Pensacola Credit Union
Earn up to 1.5% cashback at My Pensacola Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at My Pensacola Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
My Pensacola Credit Union is a community-focused financial cooperative in Pensacola, Florida, with roots serving City of Pensacola employees. It offers everyday banking, loans, digital account access, and member-first service for people who want a local alternative to larger banks.
My Pensacola Credit Union supports members in the Pensacola area with practical financial services built around local relationships. Founded to serve City of Pensacola employees, the credit union now helps members manage checking, savings, loans, and digital banking through a not-for-profit cooperative model. Its lending approach includes options for members who are building or rebuilding credit, making it a useful partner for everyday borrowing, transportation needs, and personal goals. Members can access accounts through online and mobile tools while still working with a local team connected to the Pensacola community.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.