Natural State Credit Union
Earn up to 1.5% cashback at Natural State Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Natural State Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Natural State Federal Credit Union is a community-rooted financial cooperative headquartered in Searcy, Arkansas. True to its Natural State nickname, the credit union delivers straightforward savings accounts, checking, and affordable loans to local members, emphasizing personal service and hometown values over big-bank complexity.
Arkansas proud and member first, Natural State Federal Credit Union brings hometown banking to Searcy and the surrounding community. From everyday savings and checking to auto loans that keep you moving, this cooperative puts people ahead of profits. Want to stretch every dollar even further? Pair your Natural State membership with Fluz and earn cashback on gift cards for the brands you already buy, turning routine purchases into real rewards. Whether you are building an emergency fund or financing your next ride, smart local banking plus Fluz cashback is a winning combination for your wallet.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.