N.I.C.E. Credit Union
Earn up to 1.5% cashback at N.I.C.E. Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at N.I.C.E. Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
N.I.C.E. Federal Credit Union, chartered in 1983 and now based in Geneva, Illinois, serves employees of Illinois Youth Center St. Charles, IYC Warrenville, Warwick Publishing, and Cada Pools & Spas, along with their families. It offers deposit accounts, auto and personal loans, and online banking, with NCUA-insured deposits.
Small in size, big on service, N.I.C.E. Federal Credit Union has looked after its Fox Valley members since 1983. From its Geneva, Illinois office it serves employees of the Illinois Youth Centers in St. Charles and Warrenville plus other select groups, offering auto loans, personal loans for everything from weddings to medical bills, and convenient online banking. Membership even extends to family. Here is a genuinely nice bonus: use Fluz when you shop and watch cashback pile up on purchases you were making anyway. A member-first credit union and Fluz rewards? That is a winning financial duo.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.