Normal City Employees Credit Union
Earn up to 1.5% cashback at Normal City Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Normal City Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Normal City Employees Federal Credit Union serves the municipal workforce of Normal, Illinois from its office on East Phoenix Avenue. Town employees and their families use this compact cooperative for share savings, dividend-earning accounts, and reasonably priced loans, all handled with the personal touch of a workplace credit union.
Municipal workers in Normal, Illinois have their own financial corner at Normal City Employees Federal Credit Union, a workplace cooperative built by and for town staff. Whether you're saving for the future or borrowing for a car, NCEFCU delivers competitive rates and the kind of first-name service big banks can't match. Then make your everyday spending pull its weight too: with Fluz, gift card purchases for gas, dining, and shopping generate instant cashback. Stack those rewards alongside credit union dividends and suddenly an ordinary paycheck does extraordinary things. Hometown banking plus modern earning, that's a winning combo in Bloomington-Normal.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.