Northern Lights Community Credit Union
Earn up to 1.5% cashback at Northern Lights Community Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Northern Lights Community Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Northern Lights Community Federal Credit Union is a member-owned cooperative offering savings, checking, loans, and digital banking to the communities it serves. With a focus on friendly, accessible service, it delivers competitive rates and personalized financial guidance rooted in its community-chartered, not-for-profit mission.
Warm, community-minded banking shines through at Northern Lights Community Federal Credit Union, where members always come before profits. Open a savings or checking account, secure a fair loan, or handle everyday transactions through convenient digital banking, all backed by staff who genuinely care. Because it is a not-for-profit cooperative, the perks return straight to you in lower fees and better rates. Want to brighten your budget even more? Use Fluz to earn cashback and rewards on the purchases and gift cards you already buy. Together, your credit union and Fluz light the way toward smarter saving and more rewarding everyday spending.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.