On The Grid Financial
Earn up to 1.5% cashback at On The Grid Financial.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at On The Grid Financial with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
On The Grid Financial serves electric utility industry employees with credit union banking, loans, savings, mobile access, and shared branch convenience. Its services are designed for members who may work across multiple states while needing flexible digital account access.
On The Grid Financial is a credit union brand built around the needs of electric utility industry employees. With a field of membership that spans multiple states and a strong digital focus, it offers vehicle loans, adventure loans, checking, savings, money market accounts, certificates, IRAs, mobile banking, remote deposit, bill pay, and shared branch access. The institution�s �right down the line� positioning reflects its utility-worker roots. This Fluz profile supports searches for On The Grid Financial, OTGF, and electric utility employee credit union services.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.