Serving Hawaii's Big Island since 1939, Onomea Federal Credit Union is a small cooperative based in Papaikou, near Hilo. It grew out of the plantation-era community around Onomea Bay and continues to serve residents of the Hilo and Hamakua Coast region with savings, loans, and deposit accounts rooted in longstanding local relationships.

Onomea Federal Credit Union carries nearly a century of Big Island history, having grown from its plantation-town roots near Hilo into a trusted financial home for Hawaii Island families. Members enjoy the warmth of true local banking, friendly tellers, community-minded lending, and savings products designed for island life rather than mainland formulas. Whether you're opening a passbook savings account, taking out an auto loan, or using your Onomea FCU debit card around Papaikou and Hilo, you're supporting a credit union deeply woven into the community. Add Fluz to the mix and you can start earning cashback rewards on everyday spending while banking with this Big Island institution.