Organized Labor Credit Union
Earn up to 1.5% cashback at Organized Labor Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Organized Labor Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Organized Labor Credit Union (OLCU) is a member-owned cooperative headquartered in Modesto, California, serving union and organized labor members across a multi-county Central Valley region, along with their immediate families. Chartered in 1974, it offers checking and savings accounts, share certificates, auto loans, credit cards, mortgages, and online and mobile bill pay.
Since 1974, Organized Labor Credit Union has stood behind California's union workforce with member-first banking in Modesto's Central Valley � checking, savings, share certificates, auto loans, credit cards, and mortgage support, all from a not-for-profit cooperative built by and for labor. It's banking that understands the value of a hard day's work. Members can also use Fluz to earn cashback and rewards on everyday spending, gift card purchases, and bill payments, adding extra savings to everyday budgeting alongside Organized Labor Credit Union's member-focused accounts and competitive lending rates.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.