P C Credit Union
Earn up to 1.5% cashback at P C Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at P C Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Perfect Circle Credit Union (PCCU) is headquartered in Hagerstown, Indiana, and serves members across the surrounding communities. A full-service, member-owned institution, it offers checking and savings accounts, auto and home loans, credit cards, and digital banking tools, with a long history rooted in the local manufacturing workforce.
There is something reassuring about a credit union that has been part of your community for generations, and Perfect Circle Credit Union in Hagerstown fits the bill perfectly. From your first checking account to your next auto loan or mortgage, PCCU pairs competitive rates with genuinely local service. Add the Fluz app to the mix and every purchase becomes an opportunity to earn cashback and rewards, helping your dollars go further without changing how you shop. Whether you are saving for a milestone or just managing day-to-day life, this combination of hometown banking and smart rewards keeps you moving forward.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.