Palace City Credit Union
Earn up to 1.5% cashback at Palace City Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Palace City Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Named for Mitchell's famous Corn Palace, Palace City Federal Credit Union delivers member-owned banking to South Dakota's Mitchell area. The not-for-profit cooperative provides share savings, checking, competitive loan rates on vehicles and personal needs, plus convenient digital services, all with the local know-how of a hometown institution.
In the city of the world's only Corn Palace, there's a credit union that treats members like neighbors, because they are. Palace City Federal Credit Union gives Mitchell, South Dakota residents better loan rates, honest savings options, and banking without big-bank attitude. Want to amplify that value? Fire up Fluz whenever you spend. Purchase digital gift cards for restaurants, retailers, and fuel through the app and earn instant cashback on money you were spending anyway. Palace City keeps your finances strong; Fluz keeps the rewards rolling in. Together, that's a winning combination for any South Dakota budget.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.