Penn Credit Union
Earn up to 1.5% cashback at Penn Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Penn Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Penn Credit Union serves members with practical banking tools, personal service, and everyday financial products designed for local households. Its offerings typically include checking, savings, loans, digital account access, and member support that helps people manage money, borrow responsibly, and build financial confidence close to home.
Penn Credit Union gives members a local alternative for managing everyday finances, from opening checking and savings accounts to exploring auto loans, personal loans, and digital banking tools. Its community-focused model emphasizes approachable service and financial solutions built around member needs rather than shareholder profit. When shopping through Fluz, members can pair an eligible Penn Credit Union debit or credit card with participating offers to earn extra cashback and rewards on qualifying purchases, helping everyday spending go a little further.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.