Rails West Credit Union
Earn up to 1.5% cashback at Rails West Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Rails West Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Rails West Federal Credit Union serves members from Chubbuck, Idaho with savings, checking, online banking, mobile banking, bill pay, e-statements, phone teller, reward points, and payment wallet options.
Rails West Federal Credit Union offers a practical mix of account and digital services for members in Idaho. Based in Chubbuck, Rails West FCU provides savings and checking options, online banking, mobile banking, online bill pay, e-statements, phone teller access, scorecard reward points, and digital wallet support. Its member-focused service model helps members handle finances with flexibility whether they visit a branch or bank online. With Fluz, eligible Rails West cardholders can earn cashback on qualifying purchases and get more from everyday spending.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.