Railway Credit Union
Earn up to 1.5% cashback at Railway Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Railway Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Railway Credit Union has roots in serving railroad and transportation-related members while also supporting broader community financial needs. The credit union provides everyday banking, savings options, lending, and digital access with a cooperative focus on member service and financial value.
Railway Credit Union carries an employee-based heritage connected to rail and transportation communities, offering members a practical place to save, borrow, and manage daily finances. Its services support checking, savings, loans, and online banking for individuals and families who want credit-union value with personal service. Members can use Fluz with an eligible Railway Credit Union card to earn extra cashback on qualifying purchases and make everyday spending work harder.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.