Ridgeline Credit Union
Earn up to 1.5% cashback at Ridgeline Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Ridgeline Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Ridgeline Credit Union is a member-owned cooperative headquartered in Salt Lake City, Utah. Anyone who lives, works, worships, volunteers, or attends school in the area can join. Formerly known as Utah Federal Credit Union, it offers savings and checking accounts, auto loans, and personal lending with a community-first focus.
Salt Lake City savers, this one's for you. Ridgeline Credit Union brings hometown banking to Utah's capital with checking, savings, auto loans, and personal credit built around real people, not profit margins. Joining takes just a $25 share deposit, and membership means ownership. Want to squeeze even more value out of every dollar? Pair your Ridgeline account with Fluz and earn cashback on everyday purchases from groceries to gas, stacking rewards on top of the smart rates your credit union already delivers. It's a simple combo: local banking that cares, plus Fluz turning daily spending into savings.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.