Ridgeline Credit Union is a member-owned cooperative headquartered in Salt Lake City, Utah. Anyone who lives, works, worships, volunteers, or attends school in the area can join. Formerly known as Utah Federal Credit Union, it offers savings and checking accounts, auto loans, and personal lending with a community-first focus.

Salt Lake City savers, this one's for you. Ridgeline Credit Union brings hometown banking to Utah's capital with checking, savings, auto loans, and personal credit built around real people, not profit margins. Joining takes just a $25 share deposit, and membership means ownership. Want to squeeze even more value out of every dollar? Pair your Ridgeline account with Fluz and earn cashback on everyday purchases from groceries to gas, stacking rewards on top of the smart rates your credit union already delivers. It's a simple combo: local banking that cares, plus Fluz turning daily spending into savings.