River Valley Credit Union
Earn up to 1.5% cashback at River Valley Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at River Valley Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Serving members with a local, practical approach, River Valley Credit Union provides dayton-area community credit union services for members in Dayton and nearby Ohio counties. Members can manage core finances through checking, loans, mobile access, online banking, credit monitoring, bill pay, supported by service rooted in Dayton, Ohio.
River Valley Credit Union serves as a dayton-area community credit union for members in Dayton and nearby Ohio counties, offering practical tools for deposits, borrowing, payments and account access. Its services include checking, loans, mobile access, online banking, credit monitoring, bill pay, giving members options for both everyday money management and larger financial goals. The institution's connection to Dayton, Ohio gives the brand a local identity while still supporting modern digital banking habits. Using Fluz alongside a preferred credit union card gives members another way to stretch budgets, earn rewards, and get more value from everyday shopping.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.