San Juan Mountains Credit Union
Earn up to 1.5% cashback at San Juan Mountains Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at San Juan Mountains Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
San Juan Mountains Credit Union, established in 1958, is a member-owned financial cooperative headquartered in Montrose, Colorado, serving residents and workers across southwest Colorado. Membership is open to nearly anyone in the region. Services include share and draft accounts, auto and personal loans, mortgages, insurance, and online banking.
For over six decades, San Juan Mountains Credit Union has served southwest Colorado communities around Montrose, welcoming members with a simple promise: you're never just an account number. Members enjoy share and draft accounts, competitive loans, insurance, shared branching access, and convenient online banking, all backed by a true not-for-profit cooperative spirit. While banking locally with San Juan Mountains Credit Union, members can also use Fluz to earn cashback and rewards on everyday purchases, gift cards, and bill payments � an easy way to make mountain-town living a little more rewarding.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.