Santa Maria Associated Employees Credit Union
Earn up to 1.5% cashback at Santa Maria Associated Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Santa Maria Associated Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Santa Maria Associated Employees Federal Credit Union is a small, member-owned cooperative headquartered on West Cook Street in Santa Maria, California. Chartered to serve local associated employee groups and their families, it offers savings and share accounts plus affordable consumer loans with the personal attention only a hometown institution provides.
Central Coast banking with a personal touch! Santa Maria Associated Employees Federal Credit Union has served Santa Maria, California employee groups for decades, delivering friendly savings accounts and low-rate loans without big-bank hassle. Members are owners here, so earnings flow back through better rates and fewer fees. Want to squeeze even more from every dollar in your account? Pair your credit union card with Fluz and earn cashback on gift cards for groceries, gas, dining, and everyday shopping. It is a simple way for thrifty Santa Maria members to stack rewards on top of the value their credit union already provides.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.