Santa Maria Associated Employees Federal Credit Union is a small, member-owned cooperative headquartered on West Cook Street in Santa Maria, California. Chartered to serve local associated employee groups and their families, it offers savings and share accounts plus affordable consumer loans with the personal attention only a hometown institution provides.

Central Coast banking with a personal touch! Santa Maria Associated Employees Federal Credit Union has served Santa Maria, California employee groups for decades, delivering friendly savings accounts and low-rate loans without big-bank hassle. Members are owners here, so earnings flow back through better rates and fewer fees. Want to squeeze even more from every dollar in your account? Pair your credit union card with Fluz and earn cashback on gift cards for groceries, gas, dining, and everyday shopping. It is a simple way for thrifty Santa Maria members to stack rewards on top of the value their credit union already provides.