Schofield Credit Union
Earn up to 1.5% cashback at Schofield Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Schofield Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Chartered in 1951, Schofield Federal Credit Union is headquartered in Wahiawa, Hawaii, on the grounds of Schofield Barracks. It serves active-duty and retired military personnel across all branches, federal government employees, and their families, offering everyday deposit accounts, consumer loans, and cooperative, member-first financial services rooted in military community ties.
Schofield Federal Credit Union has stood beside Hawaii's military ohana since 1951, offering the kind of personal, mission-minded banking that comes from truly understanding service members' lives. Whether you're opening a share account, financing a vehicle, or managing pay between deployments, Schofield FCU keeps things simple and member-focused. Add Fluz to the mix and everyday banking gets even better: load your Fluz balance, shop, and pay bills through the app to rack up cashback and rewards, stretching your Schofield FCU dollars further while you save, borrow, and bank with a credit union built for military families.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.