Sonoma Credit Union
Earn up to 1.5% cashback at Sonoma Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Sonoma Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Sonoma Federal Credit Union has operated in Santa Rosa, California since its 1961 charter, providing a not-for-profit alternative to traditional banks throughout Sonoma County. The cooperative focuses on straightforward savings, checking, and lending products for local residents, prioritizing personal service and community reinvestment over shareholder profit in California's wine country region.
Since 1961, Sonoma Federal Credit Union has given Santa Rosa and Sonoma County residents a friendlier way to bank, with real people, fair rates, and profits returned to members rather than shareholders. From basic savings to auto loans and everyday checking, it's built for people who want banking without the runaround. Add Fluz into the mix and your relationship with Sonoma FCU gets even better: load your account or swipe your debit card through Fluz to pick up cashback on purchases you were already making, turning routine wine country errands into small, steady rewards.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.