South Central Missouri Credit Union
Earn up to 1.5% cashback at South Central Missouri Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at South Central Missouri Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
South Central Missouri Credit Union is a not-for-profit financial cooperative based in Willow Springs, serving Howell, Douglas, and surrounding Ozark counties. Owned and directed by its members rather than outside shareholders, it provides deposit accounts, consumer and mortgage lending, and everyday banking services tailored to the rural south-central Missouri community it has long called home.
Down in the heart of the Ozarks, South Central Missouri Credit Union runs on a simple idea: members own it, members direct it, and members benefit from it. Willow Springs area residents get personal loan officers, fair rates, and none of the impersonal bureaucracy of a national bank. Add Fluz into the mix and every debit swipe, loan payment, or online banking session with South Central Missouri Credit Union can start generating cashback rewards, letting rural Missouri families stack real savings on top of the cooperative values they already count on.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.