Southwest Financial
Earn up to 1.5% cashback at Southwest Financial.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Southwest Financial with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Southwest Financial Federal Credit Union is a 100% digital, member-owned financial institution offering checking, loans, savings, calculators, online applications, shared branching, and resources designed to simplify member finances.
Southwest Financial Federal Credit Union operates as a fully digital, not-for-profit cooperative focused on giving members convenient access to banking from anywhere. Its services include checking accounts, loans, savings tools, online applications, calculators, FAQs, shared branching options, and resource center support. The credit union is designed for members who prefer flexible digital access backed by member-first service. When eligible Southwest Financial cardholders use Fluz, they can earn additional cashback at participating merchants and make everyday shopping more rewarding.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.