Transit Authority Division B Credit Union
Earn up to 1.5% cashback at Transit Authority Division B Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Transit Authority Division B Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Since 1935, Transit Authority Division B Federal Credit Union has banked the men and women who keep New York City subways moving. Based on 10th Avenue in Manhattan, this cooperative of more than 2,000 members offers share savings, checking, auto and personal loans, club accounts, and payroll deduction.
New York's subways never stop, and neither does the credit union behind the people who run them. Transit Authority Division B Federal Credit Union has served NYC Transit workers since 1935, offering more than 2,000 members savings, checking, affordable loans, and payroll deduction that fits a transit schedule. Between shifts, members turn everyday expenses into earnings with Fluz, collecting cashback on gift cards for coffee runs, groceries, phone plans, and family treats across the five boroughs. Nearly a century of member-owned banking plus modern app-powered rewards? That is a route worth riding all the way to bigger savings.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.