Truenergy Credit Union
Earn up to 1.5% cashback at Truenergy Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Truenergy Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Created to support everyday financial goals, TruEnergy Federal Credit Union serves members seeking affordable cooperative banking across energy-sector communities. The credit union offers Visa credit cards, uChoose Rewards, youth programs and other financial services, combining member-owned banking with practical support for saving, borrowing and managing daily finances.
TruEnergy Federal Credit Union is a energy/employee community credit union connected to energy-sector communities. Its profile is shaped by youth savings, credit cards and digital access, giving members access to Visa credit cards, uChoose Rewards, youth programs, online banking, mobile deposit, bill pay. The organization emphasizes member value, local relationships and convenient account access rather than one-size-fits-all banking. Before paying, members can check Fluz offers to stretch spending further on dining, shopping, travel and gifts.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.