Unite Credit Union
Earn up to 1.5% cashback at Unite Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Unite Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
UNITE Credit Union, based in Cedar Falls, Iowa, delivers full-service banking to the Cedar Valley community. Its lineup spans checking, high-yield savings, CDs, IRAs, mortgages, HELOCs, and new or used auto loans, plus robust online and mobile banking with a strong emphasis on student and youth accounts.
Cedar Falls locals know UNITE Credit Union as the neighborly alternative to big banks. From first checking accounts and youth savings to mortgages, HELOCs, and competitive auto loan rates, UNITE covers every life stage with genuine Iowa hospitality and slick online banking. Here's a bright idea for members: add Fluz to your money toolkit and collect cashback every time you shop, dine, or fill the tank using discounted gift cards. Stack those Fluz rewards on top of UNITE's low fees and strong rates, and you've built a financial routine that's always earning. Smart banking, smarter spending.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.