United Local Credit Union
Earn up to 1.5% cashback at United Local Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at United Local Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
United Local Credit Union serves members in Fresno, California with online applications, auto loans, personal loans, lines of credit, Visa credit cards, home loans, and digital banking resources. It offers local support with convenient account tools.
United Local Credit Union gives Fresno-area members access to practical banking services through a member-owned cooperative. Members can apply online for membership, auto loans, personal loans, lines of credit, Visa credit cards, and home lending support. The credit union also provides online account access, fraud resources, and financial security information to help members manage money confidently. Pairing an eligible United Local card with Fluz lets members earn cashback on qualifying purchases while keeping their daily spending connected to their local credit union.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.