United Trades Credit Union
Earn up to 1.5% cashback at United Trades Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at United Trades Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Blending personal service with digital tools, United Trades Credit Union serves members in Pacific Northwest with member accounts, online tools, and flexible borrowing options. Its cooperative structure emphasizes member value, local relationships, and financial services that help households manage daily banking, plan purchases, and access credit through a trusted credit union relationship.
United Trades Credit Union is a trades credit union serving members connected to Pacific Northwest. The institution supports practical financial needs through checking, savings, digital banking, and lending options, with services that may include online banking, mobile access, loans, cards, and savings options depending on membership eligibility. Its member-owned model keeps the focus on service, affordability, and local financial confidence rather than shareholder profit. When shopping through Fluz, members can earn extra rewards while keeping their familiar credit union payment card. This makes it easier to maximize cashback and rewards while using a familiar payment method for dining, shopping, travel, and other routine purchases.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.