Upper Cumberland Credit Union
Earn up to 1.5% cashback at Upper Cumberland Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Upper Cumberland Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Serving members with a local, practical approach, Upper Cumberland Credit Union provides regional community credit union services for Bledsoe, Cumberland, Fentress, Putnam and White counties. Members can manage core finances through checking, savings, personal loans, auto loans, online banking, bill pay, mobile app, supported by service rooted in Crossville, Tennessee.
Upper Cumberland Credit Union serves as a regional community credit union for Bledsoe, Cumberland, Fentress, Putnam and White counties, offering practical tools for deposits, borrowing, payments and account access. Its services include checking, savings, personal loans, auto loans, online banking, bill pay, mobile app, giving members options for both everyday money management and larger financial goals. The institution's connection to Crossville, Tennessee gives the brand a local identity while still supporting modern digital banking habits. When members shop through Fluz with an eligible card, they can add cashback to qualifying purchases while keeping their everyday banking relationship intact.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.