Operating from Harrison Street in Gloversville, New York, Upstate Telco Federal Credit Union traces its roots to the region's telephone company workers. Today it provides members with savings accounts, loans, scholarship awards, and mobile banking apps for Apple and Android, delivering small-town service backed by federal insurance.

There's something refreshing about a credit union where the staff actually knows your name, and Upstate Telco FCU in Gloversville, NY delivers exactly that. Born from the telephone industry, this cooperative now helps members with loans, savings, scholarships, and app-based banking that works wherever you roam. Here's a call worth answering: download Fluz alongside your Upstate Telco account and start collecting cashback on the brands you already buy, from dining out to streaming subscriptions. Every reward you earn through Fluz is money you can route straight back into savings. Hometown banking plus modern cashback? That connection comes through crystal clear.