Urban Upbound Credit Union
Earn up to 1.5% cashback at Urban Upbound Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Urban Upbound Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Based in Long Island City, New York, Urban Upbound Federal Credit Union serves residents of Queens public housing communities and the surrounding area. A community development financial institution, it offers affordable checking, savings, small-dollar loans, and financial counseling designed to expand economic opportunity for underserved and low-income neighborhoods.
Rooted in the heart of Queens, Urban Upbound FCU exists to lift its neighbors up, one member at a time. Whether you are opening your first checking account, building savings, or steering clear of predatory lenders with an affordable loan, the team here has your back. And when you shop, why leave money on the table? Pair your everyday spending with the Fluz app to stack instant cashback and rewards on the brands you already love, then funnel those savings right back into your goals. Smart banking plus smart shopping equals a stronger financial future for you.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.