Utica District Telephone Employees Credit Union
Earn up to 1.5% cashback at Utica District Telephone Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Utica District Telephone Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Originally organized to serve telephone industry workers in Utica, New York, Utica District Telephone Employees Federal Credit Union has since broadened its field of membership to include employees of Verizon, Spectrum, and Northland Communications. From its Genesee Street office, it delivers full banking services with round-the-clock online, mobile, and ATM access.
Born from the telephone industry in Utica, New York, Utica District Telephone Employees Federal Credit Union has evolved alongside its members, now serving employees of Verizon, Spectrum, and Northland Communications with round-the-clock digital banking and ATM access. It's proof that a small credit union can keep pace with big telecom names while staying personal. Members can dial up even more value by connecting their UTELFCU account or debit card to Fluz, earning cashback rewards on everyday purchases and transfers, a smart way for Mohawk Valley telecom families to make routine banking pay them back.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.