Vitelco Employees Credit Union
Earn up to 1.5% cashback at Vitelco Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Vitelco Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Based in Charlotte Amalie on St. Thomas, Vitelco Employees Federal Credit Union was formed for workers of the Virgin Islands Telephone Corporation and has since welcomed Government of the Virgin Islands employees. Islanders rely on it for savings, consumer loans, and the personal service of a hometown USVI cooperative.
Island living, smarter spending! From Charlotte Amalie, Vitelco Employees Federal Credit Union has long supported telephone company workers�and now Government of the Virgin Islands employees too�with friendly savings and lending services rooted in USVI community spirit. Make your membership go even further with Fluz: snag cashback every time you buy gift cards for dining, travel, retail, and daily needs. Those rewards add up fast, giving you extra cash to save, invest, or enjoy island style. Trusted local banking meets next-level cashback�Vitelco members and Fluz are a match made in paradise.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.