Watertown Municipal Credit Union
Earn up to 1.5% cashback at Watertown Municipal Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Watertown Municipal Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Watertown Municipal Credit Union serves employees of the City of Watertown, Massachusetts, and their families. This member-owned cooperative delivers savings accounts, checking, auto loans, and personal lending with a public-service ethos, keeping fees low and decisions local for the municipal workers who keep the community running.
Who takes care of the people who take care of Watertown? Watertown Municipal Credit Union does. Built for city employees and their families in this Massachusetts community, WMCU offers no-nonsense checking, savings, and loan options with rates that respect a public servant's paycheck. And when payday arrives, make it count twice: use Fluz to grab instant cashback on gift cards for gas, groceries, dining, and more, then stash the rewards in your WMCU savings. Local banking loyalty plus smart app-powered earning is a combination that keeps your money working as hard as you do.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.