Western New York Credit Union
Earn up to 1.5% cashback at Western New York Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Western New York Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Western New York Federal Credit Union serves members across the Buffalo and West Seneca region with federally insured savings, credit union services, mobile banking, and online access. The institution emphasizes local service, disability-accessible digital resources, and convenient account management for Western New York members.
Western New York Federal Credit Union gives regional members a cooperative banking option backed by NCUA insurance and local service. Based in West Seneca, the credit union supports savings, account access, online banking, mobile banking, and financial services designed for members throughout Western New York. Its digital tools help members manage finances securely from a smartphone or web-enabled device. Fluz can help eligible WNY FCU cardholders add cashback to their purchases. Use your credit union card through Fluz at participating merchants and get more value from everyday shopping.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.