Young Community Credit Union
Earn up to 1.5% cashback at Young Community Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Young Community Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Young Community Federal Credit Union operates from Crums Lane in Louisville, Kentucky, delivering checking, savings, IRAs, and loans in a warm, personal setting. Members enjoy It's Me 247 online and mobile banking, bill pay, roughly 30,000 CO-OP network ATMs, and mortgage options through a Servion Mortgage partnership.
Louisville's Young Community Federal Credit Union blends hometown warmth with genuinely modern banking. Members get checking, savings, IRAs, and auto loans, plus It's Me 247 mobile banking, nationwide CO-OP ATM access, and mortgage choices from conventional to FHA, VA, and USDA. Now layer on Fluz and turn ordinary spending into a rewards engine: grab cashback on gift cards before every grocery haul, gas fill-up, or night out in the Derby City. Sweep those earnings into your YCFCU savings or knock down a loan balance faster. Friendly local service on one side, automatic cashback on the other � that's winning.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.