Ad agencies

Everything your agency needs to manage client money.

Create a dedicated account for every client — receive payments, issue campaign cards, control team spending, and sync everything to QuickBooks. Plus cash back on the media you buy.

Talk to an expert Open an account

More clients shouldn't mean more money to untangle.

Fluz keeps each client's funds, campaign cards, employee access, and transactions connected from the moment payment arrives to the moment the books close.

Keep every client budget separate

Funds stay assigned to their client from payment through reconciliation.

Turn media spend into margin

Earn instant cash back on purchases you were already making.

Launch campaigns without payment friction

Create cards with the billing details each platform requires.

Give buyers access without giving up control

Assign cards, platforms, and limits by employee.

Contain card issues to one campaign

Separate cards keep one billing problem from disrupting the rest.

Close the books without rebuilding the ledger

Client, card, and campaign data flows into QuickBooks.

From payment to reconciliation, manage every client's money separately.

Get paid

A new client? A new account, in seconds.

When a new client signs, create their account and nickname it after them. Share its dedicated routing details, and their campaign funds wire directly in — assigned to them from the first dollar.

Dedicated routing details per client

Nickname each account by client

Funds arrive already assigned

Spend

Issue cards tied to that client

When a campaign launches, spin up a card for it — funded from that client's account, carrying the exact billing details the ad platform expects, and earning cash back as it spends.

Custom billing address with AVS match

Unique card per billing profile

No foreign transaction fees on international spend

Virtual campaign cards with custom billing details

Control

Employees get only the cards they need

Issue each media buyer their own card with the rules built in — platform locks, spending limits, role-based access. They get access to their campaigns, not your entire operation.

Lock cards to a platform, like TikTok or Meta

Per-card limits and role-based access

Shut a card down in one tap

Employee card rules: platform locks, limits, access

Reconcile

Month-end is already done

By the time you go to close the books, every charge already sits in one ledger — tagged to its client, card, and campaign, and synced to QuickBooks. Client billing without the export-and-sort ritual.

Unified ledger across all spend accounts

Memos, categories, and billable tags

Auto-sync to QuickBooks

Cashback

Earn cashback on media you were buying anyway.

Ad spend is the biggest line you manage. Fluz turns that required spend into instant cashback that drops straight to your margin. See terms

Withdraw to your personal bank, tax-free

Move your cashback to your own bank account whenever you like.

Earn real cash instantly, not points

Cashback lands the moment a purchase clears — no points math, no redemption windows.

Increase margin on every dollar of ad spend

Required media spend comes back as pure margin on the books.

Questions, answered.

How do clients pay into their spend account?

Every spend account has its own virtual account and routing numbers. Nickname the account after your client, share those details with them, and they wire payment directly in — funds land already assigned to that client's campaigns, ready to spend.

Can I use Fluz cards on major ad platforms?

Yes. Fluz cards are issued through our partner-bank network and work anywhere cards are accepted, including the major social, search, and programmatic platforms.

What happens if an ad platform flags a card?

Because every billing profile has its own card, a flag stays contained. Freeze the card, create a replacement with the same billing details, and the rest of your campaigns keep running.

Are there fees on international ad spend?

No foreign transaction fees. Buy ad space on international platforms and pay in other currencies without a surcharge on top.

How does the QuickBooks sync handle client billing?

Every charge carries its memo, category, and billable tag, and syncs to QuickBooks automatically — so client invoices come straight from the ledger, not from a spreadsheet you rebuilt at month-end.

How fast can I get set up?

Minutes, not weeks. Connect QuickBooks, set up your funding sources, add a spend account per client, invite your people, and create cards for each. From there, share each account's routing details with its client and you're taking payments.

Cashback terms

Instant cashback of 1.5% applies to eligible merchants as detailed in the Terms of Service; some merchant exclusions may apply. All other purchases at non-eligible merchants earn 0% cashback.